Public Policy "NEWS"

CA Governor Gavin Newsom Signs Bill to End Surprise Ambulance Billing for Californians Read more: CA Governor Gavin Newsom Signs Bill to End Surprise Ambulance Billing for Californians 

California is considering new rules for property insurance pricing. The state's insurance commissioner, Ricardo Lara, has proposed several reforms, including: Requiring insurance companies to write more policies in high-risk areas. Currently, insurance companies are allowed to redline certain areas, meaning they can refuse to write policies there. Lara's proposal would require companies to write a certain percentage of their policies in high-risk areas, such as those prone to wildfires. Creating a statewide insurance pool. This pool would be made up of all insurance companies operating in California. It would be responsible for covering losses in high-risk areas where companies are unwilling to write policies. Limiting the amount that insurance companies can raise rates. Currently, insurance companies can raise rates by up to 10% per year without approval from the state. Lara's proposal would limit rate increases to 5% per year. These reforms are aimed at making prope...

We need the community’s input to update the city’s Local Hazard Mitigation Plan , to help plan for how to keep Angelenos safe in future emergencies or disasters. They want to hear from all Angelenos about your emergency preparedness priorities so that we can determine how best to focus our efforts to protect the city from various hazards.  Please take a moment to take a short Hazard Mitigation Survey above Cada octubre, el Departamento de Manejo de Emergencias de la Ciudad de Los Ángeles (LA EMD) alienta a los residentes a participar en el simulacro de terremoto más grande del mundo, por lo que hoy a las 10:19 a.m. lo alentamos a unirse a personas de todo el mundo que participarán en el Great Shakeout al practicando las acciones para salvar vidas de Agáchate, Cúbrete y Sujétate. Lo que hacemos para prepararnos ahora, antes del próximo gran terremoto, determinará qué tan bien podremos sobrevivir y recuperarse. Se pueden encontrar recursos adicionales de seguridad contra terremotos ...

Racism in real estate appraisals is a serious issue that has had a significant impact on homeowners of color. A 2018 study by the Brookings Institution found that black and Hispanic homeowners were more likely to have their homes undervalued by appraisers than white homeowners. This undervaluation can have a number of negative consequences, including making it more difficult for homeowners of color to sell their homes, refinance their mortgages, and obtain home equity loans. There are a number of things that can be done to stop racism in real estate appraisals. One important step is to increase diversity in the appraisal profession. According to the National Association of Realtors, only 5% of appraisers are black and 3% are Hispanic. By increasing the number of appraisers of color, we can help to ensure that appraisals are more fair and accurate. Another important step is to address the unconscious biases that can lead to racism in appraisals. Appraisers are trained to be objective, b...